What Makes Our Approach Different
Retirement-Focused, Tax-Smart Strategies
We specialize in helping retirees and near-retirees minimize taxes using strategies like Roth conversions, tax-efficient withdrawals, and tax loss harvesting. Every investment plan we create is guided by your long-term goals and tailored to reduce your lifetime tax bill.
A Team-Based, Client-First Model
Unlike firms where each advisor manages their book of business, every client at Stewardship Concepts is served by our entire advisory team. With over 50 years of combined experience and three CFP® professionals managing over $93 million in client assets (as of 1/1/2025). You get the collective insight of a highly credentialed team focused solely on your success.
Truly Independent, Transparent Advice
We’re a fee-only, fiduciary firm, meaning we’re only paid by our clients and never earn commissions. We don’t sell insurance or push proprietary products. That independence gives us complete access to all 10,000 mutual funds and ETFs available on the marketplace, allowing us to build portfolios that fit your needs, not someone else’s incentives.
Actively Managed Portfolios, Built for Real Life
Our portfolios are diversified across 15–20 carefully selected ETFs, including actively managed options that offer a strong return-to-risk profile with lower costs than traditional mutual funds. We include high-quality growth and dividend-paying companies across the U.S. and international markets.
Every Investment Client Gets a Full Financial Plan
We don’t believe in managing investments without context. Every investment management relationship begins with an in-depth financial plan that ensures your portfolio is aligned with your retirement goals, risk tolerance, and tax strategy.
Investment Management Cost
