Connect the Puzzle Pieces of Your Life
A Holistic Approach
Full Financial Assessment
We start by gathering your financial information to create a complete picture of your current situation. We’ll assess:
- Are you on track to retire?
- Could you retire earlier than expected?
- If you’re already retired, will your money last throughout your retirement while achieving your goals?
Defining Your Goals
Financial planning goes beyond just numbers. We work closely with you to understand your deepest financial goals, including:
- Leaving a legacy for your children or loved ones
- Traveling and experiencing the world in retirement
- Funding your children or grandchildren’s education
Tax-Efficient Investment Strategies
Our strategies focus on maximizing your wealth while minimizing taxes. Some of the key strategies we use include:
- Investing in tax-efficient ETFs to grow your wealth without unnecessary tax burdens.
- Taking advantage of the tax code through strategies like Qualified Charitable Distributions (QCDs), Backdoor Roth IRAs, and Roth conversions.
Estate Planning and Washington State Estate Taxes
We guide you in structuring your estate plan to minimize estate taxes, particularly in Washington State, where estate taxes can dramatically impact your legacy. Our strategies ensure your wealth is passed on efficiently to your loved ones, preserving as much as possible for the next generation.
Risk Management
We take an unbiased, comprehensive approach to life, disability, and long-term care insurance. While many advisors push certain products, we evaluate your true needs and make recommendations that are best suited to your situation—helping you avoid unnecessary costs while protecting your financial future.
6-Step Financial Planning Process
