• About
  • Contact
  • FAQ
  • Services
    • Financial Planning
    • Investment Management
    • Retiring with a 401k
    • Case Studies
    • Blog
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  • Team
    • Noah Schwab, CFP®
    • Amy Drury, CFP®
    • Edwin Hill, CFP®
    • Kate Altine
  • More
    • About
    • Contact
    • FAQ
    • Services
      • Financial Planning
      • Investment Management
      • Retiring with a 401k
      • Case Studies
      • Blog
      • Links
    • Team
      • Noah Schwab, CFP®
      • Amy Drury, CFP®
      • Edwin Hill, CFP®
      • Kate Altine
  • About
  • Contact
  • FAQ
  • Services
    • Financial Planning
    • Investment Management
    • Retiring with a 401k
    • Case Studies
    • Blog
    • Links
  • Team
    • Noah Schwab, CFP®
    • Amy Drury, CFP®
    • Edwin Hill, CFP®
    • Kate Altine

Financial Planning

Financial Planning

Comprehensive Financial Planning for Your Future

At Stewardship Concepts, we understand that financial planning is not just about numbers—it’s about creating a secure, fulfilling future. Whether you’re approaching retirement, already retired, or simply want to make sure your wealth is working hard for you, we’re here to guide you every step of the way as your trusted financial advisor in Spokane.

Connect the Puzzle Pieces of Your Life

Spokane Financial Advisor puzzle pieces.

A Holistic Approach

Full Financial Assessment

We start by gathering your financial information to create a complete picture of your current situation. We’ll assess: 

  • Are you on track to retire?
  • Could you retire earlier than expected?
  • If you’re already retired, will your money last throughout your retirement while achieving your goals?

Defining Your Goals

Financial planning goes beyond just numbers. We work closely with you to understand your deepest financial goals, including:

  • Leaving a legacy for your children or loved ones
  • Traveling and experiencing the world in retirement
  • Funding your children or grandchildren’s education

Tax-Efficient Investment Strategies

Our strategies focus on maximizing your wealth while minimizing taxes. Some of the key strategies we use include:

  • Investing in tax-efficient ETFs to grow your wealth without unnecessary tax burdens.
  • Taking advantage of the tax code through strategies like Qualified Charitable Distributions (QCDs), Backdoor Roth IRAs, and Roth conversions.

Estate Planning and Washington State Estate Taxes

We guide you in structuring your estate plan to minimize estate taxes, particularly in Washington State, where estate taxes can dramatically impact your legacy. Our strategies ensure your wealth is passed on efficiently to your loved ones, preserving as much as possible for the next generation.

Risk Management

We take an unbiased, comprehensive approach to life, disability, and long-term care insurance. While many advisors push certain products, we evaluate your true needs and make recommendations that are best suited to your situation—helping you avoid unnecessary costs while protecting your financial future. 

Start Planning Process Now

6-Step Financial Planning Process

Step one financial plan for Financial advisor
Step two financial plan for Financial advisor
Step three financial plan for Financial advisor
Step four financial plan for Financial advisor
Step five financial plan for Financial advisor
Step six financial plan for Financial advisor
Cost of financial plan from Spokane Financial advisor
Start Planning Process
  • Contact
  • FAQ
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7307 North Division Street, Suite 205, Spokane, Washington 99208, United States

(509) 443-0845

Copyright © 2024 Stewardship Concepts Financial Services, LLC - All Rights Reserved. Stewardship Concepts Financial Services LLC is a registered investment adviser in the State of Washington, Idaho and Montana. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.